Securing a construction loan can be tough. It can be MUCH tougher when you are trying to buck tradition and build in a non-conventional way, such as building a panelized or prefabricated home. Most banks are simply not set up to fund construction before each component is fully assembled onsite. Typically, payments are made after each phase of work is installed.
Luckily for this project, one bank came through and made THE CONCORD GREEN HEALTHY HOME possible. Middlesex Savings Bank, a local mutual savings bank here in Massachusetts, had the vision to support panelized construction, and, as importantly, the flexibility to help fund pre-construction that was happening in Vermont before it even arrived on site in Massachusetts.
If you are considering panelized or pre-fab construction, contact your bank as soon as possible to learn whether they can help you with this particular building strategy. If not, ask your builder -- they have likely navigated these waters before. As with any other aspect of building green, going local can be the best option.
Thank you to Paul Adams and and the rest of the Middlesex Savings team for their invaluable support.
CONCORD GREEN — lisatharp.com
I'm an interior designer, raising awareness about healthy and sustainable design. We built THE CONCORD GREEN HEALTHY HOME to showcase these principles, while wrapping them in a beautiful, classic aesthetic. Want to make your home Healthier? Greener? More Comfortable and Inviting?
Visit www.lisatharp.com, or email me at Lisa@ktharpdesign.com to learn about our interior design services.
BOOKMARK OR SHARE TO FACEBOOK, DIGG, TWITTER, STUMBLE UPON, ETC.
Thoreau's Cabin - On Walden Pond
"I went to the woods because I wished to live deliberately. To front only the essential facts of life and see if I could not learn what it had to teach and not, when I came to die, discover that I had not lived." - Henry David Thoreau
Design Excellence = Old + New
THE CONCORD GREEN HEALTHY HOME harnesses the best of old and new building principles. Like our ancestors, we respected the position of the warming sun, cooling breeze and shady trees. Better than the past, we super-insulated to retain comfortable indoor temps and minimize energy use. The home is rooted in classical architecture, but was panelized off-site to cut waste and protect materials from weather, thus reducing chance of rot and mold.
A big thanks to the design team members, who were open to the rather frightening idea of having two sets of architects for THE CONCORD GREEN HEALTHY HOME: ZeroEnergy Design, green architects/mechanical designers, and Connor Homes, creators of reproduction "New Old Homes". This project would not be possible without Aedi Construction, our resourceful healthy home builder.
To Sam, my rock. Thank you for your love, your steadfast support, your ability to make me laugh no matter what, and your patience with my "canary" ways. Without you, none of this work would be possible.